ACRONYMS

Search:
(clear)

  • l

  • A leave of absence (LOA) is an authorized, often unpaid, extended period away from work for reasons like illness, family care, or military service, with a guaranteed right to return. While FMLA provides up to 12 weeks of protected, unpaid leave for eligible employees, companies may offer longer, voluntary leaves. Benefits include retaining job security, fostering employee trust, and enabling recovery or personal growth.
  • Limited English Proficiency (LEP) in Medicare refers to beneficiaries who speak English less than "very well" and primarily use another language. About 18% of Medicare beneficiaries have LEP, requiring healthcare entities to provide free, qualified interpreter services and translated materials to ensure meaningful access, as mandated by federal civil rights laws.
  • Medicare’s Low-Income Subsidy (LIS), or "Extra Help," is a federal program helping qualified individuals with limited income and resources pay for Medicare Part D prescription drug coverage costs. It covers premiums, deductibles, and copayments, saving participants thousands annually. Eligibility requires income below ~150% of the federal poverty level.
  • Long-Term Disability (LTD) insurance is a policy that replaces a portion of your income—typically 50–70%—if you cannot work for an extended period (usually 3–6 months or more) due to serious injury or illness, often covering you until retirement age. It provides crucial financial protection against chronic health conditions, cancer, or major accidents.
  • Long-Term Services and Supports (LTSS) refer to a broad range of medical, personal, and social services designed to assist individuals with disabilities or chronic illnesses—typically older adults—who cannot care for themselves due to functional limitations.