TERMS & CONDITIONS

Welcome to the Terms and Conditions of Service (the “Agreement”) for WorkForce411 LLC (referred to herein as “WorkForce411,” “we,” “us,” or “our”), a New Mexico company providing human resources consulting services and the sale of insurance products.

This Agreement governs your access to and use of our website, located at https://workforce411.com/ (the “Website”), and any services, content, and products offered by or through the Website, including but not limited to HR consulting and insurance services (collectively, the “Services”).

1. Acceptance of Terms

IMPORTANT: PLEASE READ THIS AGREEMENT CAREFULLY. THIS IS A LEGALLY BINDING CONTRACT.

By accessing, browsing, or using the Website or any of the Services, you acknowledge that you have read, understood, and agree to be bound by all of the terms and conditions contained within this Agreement. Your use of the Website or Services constitutes your unconditional agreement to abide by each of the terms and conditions set forth below.

If you are an individual accessing the site, “You” refers to you personally. If you are entering into this Agreement on behalf of a company or organization, “You” refers to that entity, and you represent that you have the authority to bind such entity to these terms.

If you disagree with any part of these terms and conditions, you must immediately cease all use of the Website and the Services.

  • Incorporation of Policies: These Terms and Conditions are to be read in conjunction with our Privacy Policy, which is incorporated herein by this reference.

2. Personal and Noncommercial Use Limitations

The Website and Services are for your personal and internal, noncommercial use only, unless otherwise agreed to in a separate, signed agreement with WorkForce411 (e.g., a specific HR consulting contract).

  • Registration Accuracy: You agree to provide true, accurate, and current information about yourself or your organization as prompted by any registration forms.

  • Prohibited Activities: You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or Services obtained from the Website, except that you may download, reproduce, and retransmit WorkForce411 content solely for non-commercial purposes within your organization.

  • No License: Except for the foregoing limited authorization, no license or right in any copyright or other intellectual property of WorkForce411 or any third party is granted or conferred to you.

3. Intellectual Property and Proprietary Rights

  • Ownership: WorkForce411 retains all rights, titles, and interest in and to our Website and Services, including all content, data, materials, specific implementations of code, the look and feel of the design, and all other aspects of the trade dress of this Website, and retains all intellectual and proprietary rights therein.

  • Trademarks and Patents: The Website contains and references trademarks, patents, trade secrets, technologies, products, processes, or other proprietary rights of WorkForce411. No license or right to or in any such proprietary rights is granted to or conferred upon You. Third-party logotypes, brand marks, and service marks are the property of their respective owners.

  • Reservation of Rights: We reserve all rights to our site contents. We may, at our discretion, change the site’s contents, restrict access to specific sections of the site, or discontinue any aspect of the site or services, including, but not limited to, content, features, or hours of availability, without notice or penalty.

4. Your Use of the Service and Prohibited Conduct

You warrant and agree that, while using our Services, you will not:

  • Impersonate any other person or entity.

  • Submit any information of a third party without that party’s express understanding and written consent.

  • Submit false or misleading information.

  • Exploit our Services for any commercial reason not expressly permitted, including predatory litigation.

  • Engage in any activity prohibited under the CAN-SPAM Act.

  • Restrict others from making legitimate use of our Services.

  • Upload or attempt to upload any computer virus, malicious computer code, file program, or any other digital property intended to interfere with, block, or otherwise harm our Services.

  • Commit any action that interferes with or disrupts the operation of the Website or Services.

5. Disclaimers and No Legal, Tax, or Medical Advice

THIS SECTION IS CRITICAL. PLEASE READ CAREFULLY.

  • No Fiduciary Duty (Except where required by insurance licensing): The general information provided on this Website regarding human resources, labor compliance, and general insurance products is for informational purposes only. It is not intended to convey health, tax, legal, or specific consulting advice.

  • No Professional Advice: The information provided on this Site does not constitute and should not be relied upon as legal, tax, or professional HR advice. For detailed explanations of specific laws, compliance obligations, or tax treatment, you must consult an attorney, Certified Public Accountant (CPA), or other qualified professional, as appropriate.

  • Insurance Disclaimer:

    • We attempt to provide accurate information regarding insurance products and services; however, we make no representation or warranty as to the accuracy or reliability of all third-party information.

    • We make no guarantee, expressed or implied, that a user will be able to obtain a quote from any particular company or provider mentioned on this site.

    • Availability of insurance products or services may vary by state and may not be available to you.

    • No advice, results, or information, whether oral or written, obtained by you from us or through the Site or Services will create any warranty not expressly made herein.

  • Changes and Corrections: WorkForce411 reserves the right to make changes, corrections, and/or improvements to the Site and the Services, products, and programs described in such information at any time without notice.

6. Disclaimer of Warranties

The Services are provided on an “as is” and “as available” basis. To the fullest extent permitted by law:

WORKFORCE411 MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE USE OF THE SITE OR SERVICES. WE DISCLAIM ALL WARRANTIES REGARDING THE ACCURACY OR RELIABILITY OF THE INFORMATION PROVIDED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, other than those warranties which are imposed by and incapable of exclusion, restriction, or modification under the laws applicable to this Agreement.

WE DO NOT WARRANT THAT THE SERVICE WILL BE SECURE, UNINTERRUPTED, OR ERROR-FREE. WE MAKE NO WARRANTY THAT THE SERVICE WILL MEET YOUR REQUIREMENTS.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WORKFORCE411 SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER.

In particular, and without limitation, we shall not be liable for any special, indirect, consequential, punitive, or incidental damages or any damages for lost profits, loss of revenue, or loss of use arising out of or related to the Service or the information contained in it, whether such damages arise in contract, negligence, tort, under statute, in equity, at law, or otherwise, even if we have been advised of the possibility of such damages.

  • Waiver of Claims: You hereby waive any and all claims against WorkForce411 LLC its agents, representatives, and licensors arising out of your use of the Website or Services.

8. Indemnification

You agree to indemnify and hold harmless WorkForce411 (and its parents, directors, officers, employees, subsidiaries, agents, and affiliates) from any and all claims, liabilities, costs, and expenses, including reasonable attorneys’ fees and costs, due to or arising in any way from: (i) the use or misuse by you of the Service; (ii) your violation of these Terms and Conditions; (iii) your violation of any law; or (iv) infringement by you of any right of any person or entity.

9. SMS Communication

This section governs SMS text message communication if you provide your consent.

  1. SMS Consent: If you opt-in, you consent to receive text messages from WorkForce411 related to: Labor Compliance, Wage and Hour Compliance, Human Resources Products/Services, Insurance Products/Services, Group / Employee Benefits, Follow-up Messages, and Appointment Reminders.

  2. No Sharing of Phone Numbers: Phone numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

  3. Message Frequency: Message frequency may vary depending on the communication type (e.g., up to 2 weekly SMS messages related to insurance/follow-up/appointments).

  4. Potential Fees: Standard message and data rates may apply depending on your carrier’s pricing plan.

  5. Opt-Out Method: You can opt-out of receiving SMS messages at any time by simply replying “STOP” to any SMS message you receive.

  6. Help: For assistance, reply with the keyword “HELP” or contact us directly at support@policyguiders.com.

10. Third-Party Sites

This Website may contain links to sites controlled by third parties. These linked sites are not under the control of WorkForce411, and WorkForce411 is not responsible for the contents of any linked site or any link contained in a linked site. We provide those links as a convenience only, and the inclusion of any link does not imply endorsement by WorkForce411 of the linked site or constitute any warranty by WorkForce411 of any items contained on such site.

11. Governing Law and Dispute Resolution

THIS AGREEMENT SHALL BE GOVERNED BY NEW MEXICO LAW.

  • Governing Law: Any disputes arising out of or related to the Website or Services shall be governed, construed, and enforced by the laws of the State of New Mexico, applicable to contracts entered into and to be performed entirely within the State of New Mexico, without regard to its conflict of law principles.

  • Jurisdiction: You agree to submit to the exclusive jurisdiction of the state and federal courts located in Albuquerque, New Mexico, for the resolution of all disputes arising from or related to the Service.

  • Time Limit for Claims: You agree that any claim arising from or related to the Service must be filed within twelve (12) months of the date of the alleged act or omission, regardless of any statute or law to the contrary.

12. Miscellaneous Provisions

  • Severability: If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid or unenforceable, the other provisions shall remain in full force and effect.

  • Entire Agreement: These Terms and Conditions constitute the full understanding and entire agreement between You and Us regarding the subject matter hereof.

  • Changes and Updates: We reserve the right to make changes and update our Privacy Policy and these Terms and Conditions at any time, at our sole discretion. An updated copy will be kept clearly posted and accessible on this Website.

13. Contacting Us

If you have any questions about WorkForce411, this Website, Our Service, our Privacy Policy, or Our Terms and Conditions, you may contact us using the following information:

  • General Inquiry Email: info@workforce411.com

  • Customer Support Email (Data Changes/Deletion): info@workforce411.com

We will retain your information for as long as your account is active or as needed to provide you services and comply with our legal obligations, resolve disputes, and enforce our agreements.