EMPLOYEE BENEFITS
We’ll work with you to put together a plan that meets the needs of your Budget + Tax Advantages + Offerings + Compliance
THE PLAN STRUCTURE
Consumer Directed Health Plans, Defined Contribution Health Plan, Section 125 Cafeteria Plan
HEALTH INSURANCE OPTIONS
Fully Insured Health Insurance, A High-Deductible Health Plan (HDHP), Level Funded Group Health Insurance, Self-Insured Group Health Plan
SUPPLEMENTAL HEALTH & VOLUNTARY INSURANCE
Accident, Critical Illness, Long-Term and Short-Term Disability, Hospital Indemnity, Term-Life
FLEXIBLE SPENDING ACCOUNTS
Healthcare, Dependent, Commuter
HEALTH REIMBURSEMENT ARRANGEMENTS
Qualified Small Employer Health Reimbursement Arrangement (QSEHRA), Group Coverage Health Reimbursement Arrangement (GCHRA), Individual Coverage Health Reimbursement Arrangement, Excepted Benefit Health Reimbursement Arrangement (EBHRA)
NON-INSURANCE PLANS / WELLNESS BENEFITS
Telemedicine, mental health support, wellness coaching, fitness programs, savings for prescriptions dental care discounts, vision care discounts, , hearing care discounts, alternative medicine discounts, lab testing, imaging services, diabetic supplies discounts
RETIREMENT / SAVINGS
IRA, 401(k)
EDUCATION
College Savings, Tuition Reimbursement, Loan Repayment
PERKS
Pet Insurance, ID Theft Protection, Legal Aid, Earned Wage Access
COMPLIANCE
ERISA, Plan Document Requirement, Summary Plan Description Requirement, Form 5500 Requirement
Summary Annual Report Requirement, Fiduciary Requirements, Fiduciary Lability Insurance (FLI), ERISA Liability Bond.
TALK TO US about how you’d like your Benefits Plan to look and what will work best for tax savings, your budget, attracting and keeping employees and ease of administration,